Motorcycle Collateral

The Solution to Your Financial Needs

A. Key Features
Kreditplus (PT KB Finansia Multi Finance) provides a cash loan facility with collateral BPKB motor as a solution to your funding needs.

B. Benefits

  1. Get a loan for working capital and multipurpose funding facility, minimum Rp 2 Million (Motorcycle) and Rp 20 Million (Car), no credit card.
  2. It is only enough to submit BPKB documents to be used as collateral.
  3. Vehicles can still be used as a means of transportation.
  4. Financing costs are only for Yamaha, Suzuki, Kawasaki, Honda, Vespa Piagio
  5. The amount of installment money can be adjusted according to monthly income.
  6. Installment payments are easy, through: cashiers, payment points (Indomaret, Alfamart, banks, Kreditplus Mobile application), collector.

C. Terms of Financing

  1. Financing Value (Price of Goods - DP + Insurance)
  2. Financing value range: a minimum of Rp. 2 million
  3. Maximum tenor: 24 months.
  4. Interest rates start at 2.6% per month, valid for a 1 year financing tenor*.
    *Interest rates may change at any time according to the applicable Company policy

D. Requirements and Procedures

  1. Indonesian citizen aged 21 or married.
  2. Minimum income of 1.8 million per month.
  3. Private employees have worked for at least 1 year / Entrepreneurial business for at least 2 years in the field the same one.
  4. The maximum distance to residence is 30 km from the Kreditplus Branch and the maximum travel time is 60 minutes
  5. Complete the required documents: FC KTP, FC KK, FC PBB one of the last 3 years/proof house ownership, salary slip/other proof of income, FC savings account for the last 3 months.

E. Risk

  1. Imposition of late fines if there is a delay in installment payments.
  2. Penalty for early repayment.
  3. Recorded history of bad credit at SLIK OJK, if you don't make payments up to 180 day.
  4. The imposition of a BPKB storage fee calculated from the 31st day after the financing is paid off, if BPKB not collected on the specified date.

F. Additional Information
Not all of our Branch Offices serve the above Financing Products, for further information please contact our Customer Service on (021) 1500605.

G. Submission through Kreditplus Mobile App
1. Login to Playstore if using Android, and Appstore if using iOS.
2. Select the Kreditplus Mobile application.
3. Register for an account if you don't have an account yet, and Log In if you already have an account.
4. Don't forget to verify your account first so you can apply for cash in the Kreditplis Mobile application.
5. Select "Cash Fund Loan" on the front page of Kreditplus Mobile.
6. Then select "Motorcycle BPKB Collateral Cash Fund Loan"