Multiproduct
Multiproduct financing facilities
Kreditplus (PT KB Finansia Multi Finance) provides Multiproduct Financing facilities. These facilities are divided into several categories: Gadget, Home Appliance, IT and Communication, Audio/Video, Furniture, and Others.
Benefits:
- The product being financed is a large new product from a shop/dealer who cooperates with Kreditplus
- Maximum tenor of 2 years
- Insurance (Mandatory) (*The insurance used for electronic multipurpose is Asset insurance. Credit insurance, PAR insurance and Personal Accident.)
- Financing Value (Item Price - DP+Insurance)
- Financing value Rp.1,500,000
Requirements:
- Age 21 - 55 years old
- Minimum income IDR 1,800,000 per month
- ID card
- SALARY SLIP/SKU
- Own residence status (on behalf of consumer/family/spouse) at least 1 year
- Status of residence belonging to the service for 1 year and must attach a letter from where the consumer/partner works
- Status of residence with a long-standing contract of 2 years and must attach a rental letter
- The status of a contract residence with an annual payment system must attach a payment receipt and the homeowner's cellphone number
- KTP address may be different from domicile.
- Other criteria determined by Kreditplus
*Contact Kreditplus Care for further information
Submission Method :
1. Offline (regularly by coming to the nearest store), consumers can come directly to partner stores that have worked with Kreditplus.
2. Online (Creditplus Mobile application, E-commerce: Pasarwarga, Bhinneka, Dinomarket).
Attention:
- Interest rates start from 1,88% to 3,49% per month
- The rate above is valid for a tenor of 1 year
- Interest rates may change in the future according to changes in Company Policy
- Customers must pay their installments before the due date
- If payment is made after its due date, the Customer will be charged a late penalty as according to the Credit Agreement
- Not all Kreditplus branches provide the financing product above, for more information contact Kreditlus Care at: (021) 1500605
