Agunan Tanah dan Bangunan

Land and Building Collateral

Need Additional Capital For Business? Land and Building Collateral Is a facility provided for special working capital needs such as to finance Inventory / Receivables / Projects or other needs

One of the keys to business success is the availability of adequate and appropriate capital. Working capital credit KBFMF is a credit facility provided to meet working capital needs that are exhausted in one business cycle and/or special working capital needs such as to finance inventory/receivables/projects or other special needs, with land and buildings as collateral.

With a working capital loan with land and building guarantees, your business or business can still run well and the financial flow can return smoothly.

Credit Features:

Credit limit above IDR 500 million to IDR 10 billion.
The term of the loan is up to 2 (two) years.
Interest starts from 1%-1.5% flat per month or 12%-18% effective per year.
Easier process.

Credit application procedure:

Consumers are in the form of business entities and have been in business for at least 2 years
Submit a letter of application
Have collateral in the form of land / building certificates
Have legal documents such as:
Deed of establishment, Deed of amendment to AD, SK Domicile, NIB, Business Permit, KTP & NPWP, as well as financial statements for the last 3 years

Fees charged:

Provision fee / commission fee
Credit interest
Fines for late
Notary fee
Other costs such as:
Appraisal, Insurance, and management of power of attorney to sell/APHT/SKMHT

Documents Required :

Documents
Application for Financing
Company Legality Documents Deed of Incorporation and Decree of the Minister of Law Deed of Amendment of the Articles of Association and Decree of the Minister of Law and Human Rights (if any) Deed of Amendment of the Last Board and decree of the Minister of Law and Human Rights Decree Company TIN SK Domicile NIB Business License (including special business licenses if any) KTP & NPWP of the Management according to the Company's deed
Financial Statements for the last 3 years (2020, 2019 & 2018)
Current Account of the last 6 months
Certificate on behalf of the company : SHM/HGB, IMB, APHT, SKMHT, Deed of Power of Attorney to Sell
Proof of Land and Building Tax Repayment
Certificate if it is an individual or on behalf of a shareholder: SHM/HGB, IMB, APHT, SKMHT, Deed of Power of Attorney to Sell Husband and wife ID cards Marriage certificate Family Card Birth certificates of Husband and wife Husband and wife name change letter (if any) Proof of husband and wife citizenship (if any)
Invoice for purchase or use of funds must be submitted to KBFMF no later than 60 days from the disbursement

EASY, FAST, SECURE CREDIT FINANCING

APPLY CREDIT NOW

Land and Building Collateral

Need Additional Capital For Business? Land and Building Collateral Is a facility provided for special working capital needs such as to finance Inventory / Receivables / Projects or other needs

EASY, FAST, SECURE CREDIT FINANCING

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